How Florida retiree lost $200K in fake PayPal refund scam

An 85-year-old Florida retiree, Brian Oliver, lost $200,000 in a sophisticated scam involving a fake PayPal refund email, mirrored Bank of America website, and crypto ATM transactions. Scammers used social engineering to trick him into withdrawing $10,000 first, then escalating to a $200,000 'refund' that vanished.