They’re Uninsured After Obamacare Became Too Costly. And They’re Far From Alone.

Ross and Rebecca Tobiassen canceled their Affordable Care Act (ACA) coverage after premiums increased from $130 to $550 monthly. The couple, who own a small auto shop, cited rising costs and inadequate coverage for work-related injuries. ACA enrollment is declining as enhanced tax credits expired in 2025, with North Carolina experiencing a 22% drop in individual sign-ups.