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Trying to fix your credit? Start with on-time payments
Paying bills on time is the most effective way to improve credit scores, according to personal finance expert Sara Rathner. This includes credit cards, loans, utilities, and rent. Setting up alerts or autopay can help avoid late payments, which can significantly lower credit scores if overdue by more than 30 days.
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- Trying to fix your credit? Start with on-time payments
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