Insurance Doesn’t Cover Wheelchair Ramps. In Idaho, a Church Group Finds a Solution.

Melinda Nelson, a woman with severe arthritis, needed a wheelchair ramp for her Idaho home but faced high out-of-pocket costs not covered by insurance. A local church group, Love INC, began renting durable medical equipment, including ramps, providing an affordable solution. The article highlights broader challenges for people with disabilities, including poverty, limited accessibility, and insurance coverage gaps for home modifications.