An IRA playbook to build wealth

The article outlines a five-stage IRA strategy to maximize tax advantages and compounding growth across different life stages. Key strategies include encouraging teens to open Roth IRAs while in a 0% tax bracket, prioritizing Roth contributions for early-career workers, shifting to traditional IRAs during peak earnings, and leveraging Roth conversions in retirement. The approach emphasizes adapting retirement savings to tax brackets and life circumstances.