Klarna
Coverage of Klarna in the Nexus archive.
- Klarna’s stock crash shows the price of being a small fish in a big pond
Klarna's stock experienced a crash. The European fintech was impacted by weak German consumer spending. This situation illustrates the financial vulnerability of small companies in large markets.
- The New iPhone Underclass
Apple has introduced a new monthly lease program for iPhones, MacBooks, iPads, and Apple Watches through Klarna, replacing its previous iPhone Upgrade Program. Unlike the prior loan-based model, the new 'Apple Upgrade' program legally classifies as a lease, requiring full payment before ownership transfer and imposing strict consequences for missed payments, including device return or full balance payment. The shift raises concerns about consumer privacy and control over personal data stored on rented devices.
- I have my scammers address what do I legally do? USA
A person purchased an item on eBay through Facebook, but the tracking number provided by the seller was fraudulent, leading to a scam. Despite evidence from USPS confirming the scam, eBay and Klarna denied refund claims. The victim now has the scammer's Texas address and seeks legal recourse.
- I was Spotify’s first analytics lead. Here is what VCs get wrong about data
The article discusses the author's experience as Spotify's first VP of Analytics, implementing Hadoop for data tracking, and critiques venture capital (VC) for lacking data-driven decision-making, instead relying on hype and FOMO. The author highlights that most VC investments fail to return original capital and criticizes the lack of reflection on failed bets.
- Roundup: Red dust reduced / ‘I voted’ sticker reveal / Apple Upgrade
Ascension Parish government ended its agreement with Louisiana Department of Environmental Quality and LAlumina to address red dust, Louisiana unveiled a new 2026 'I Voted' sticker designed by an artist, and Apple launched a device lease program with Klarna.
- Apple is launching a device leasing program with Klarna starting at $17.99 a month
Apple is launching a device leasing program called Apple Upgrade with Klarna, offering iPhone, Apple Watch, Mac, and iPad starting at $17.99 a month. The program replaces Apple's existing iPhone Upgrade Program.
- Apple plans to lease iPhones for $17.99 a month through partnership with Klarna
Apple is introducing an iPhone lease option through a partnership with Klarna, priced at $17.99 per month. The announcement follows recent price increases for iPads and Macs due to a global memory shortage.
- UK - verifocation code text from "onelink"
A user received a text message from 'Onelink' containing a verification code but no link. Onelink is associated with crypto and financial services like Klarna, which the user does not use. The user is concerned about a potential security breach.
- I paid for £150 of make-up with Klarna and I'm now £20k in debt trying to pay off credit cards, loans and 'pay later'
A person used Klarna to pay for £150 of make-up and accumulated £20,000 in debt through credit cards, loans, and 'pay later' services. The debt includes multiple financial obligations linked to buy-now-pay-later platforms and credit products.
- Klarna Plans New Buy-Now-Pay-Later SRT as It Targets US Growth
Klarna is introducing a new Buy-Now-Pay-Later SRT to focus on expanding its presence in the US market. The company's signage at the New York Stock Exchange highlights its visibility in the financial sector.
- Roundup: Klarna’s banking push / Microsoft layoffs / US service sector
Klarna is seeking a U.S. bank charter to establish FDIC-insured services, Microsoft is cutting 4,800 jobs with a focus on its underperforming Xbox division, and the U.S. service sector saw slower growth in June but increased hiring.
- Klarna seeks U.S. bank charter in latest push beyond buy now, pay later
Klarna is seeking a U.S. bank charter as part of its expansion beyond buy now, pay later services. The company joins other fintech and crypto firms aiming to enter the traditional banking system.
- 'In Sweden, Google ordered to pay one of the highest damages ever awarded in Europe in a private antitrust case'
Google was ordered to pay one of the highest damages ever awarded in Europe in a private antitrust case in Sweden. Sebastian Siemiatkowski, CEO and co-founder of Klarna, attended the company's New York Stock Exchange listing in 2025.
- Swedish court orders Google pay nearly $2 billion for favoring its price comparisons
A Swedish court ordered Google to pay nearly $2 billion in damages to price comparison site Pricerunner for favoring its own shopping service in search results. The ruling, covering Sweden, Denmark, and the UK, follows EU antitrust rulings against Google and marks the largest damages award in a Swedish competition case.
- Swedish court says Google is to pay $1.5B to Klarna in antitrust damages
A Swedish court ruled that Google must pay $1.5 billion to Klarna in antitrust damages. The decision centers on alleged antitrust violations by Google in its business dealings with Klarna.
- Gig workers are endlessly exploited. AI could make more of us share their fate
Klarna replaced customer service roles with an AI chatbot in 2024 but later rehired workers as gig employees after customer complaints. Instead of full-time agents, the company now uses a 'Uber type of set-up' where gig workers handle complex queries alongside the AI system.
- The billionaire founder and CEO of Vista Equity Partners makes plea to businesses adopting AI: ‘Don’t destroy your intern program’
Robert Smith, CEO of Vista Equity Partners, urges businesses to maintain intern programs as AI transforms the workforce, emphasizing the importance of involving younger generations in technological evolution. He shares his own internship experience at Bell Labs, which contributed to his career, and highlights Vista's portfolio of software companies.
- Money 20/20 EU: Klarna founder and CEO Sebastian Siemiatkowski talks company evolution
Sebastian Siemiatkowski, founder and CEO of Klarna, discusses the company's evolution at the Money 20/20 EU event. The article highlights his role in shaping Klarna's development.
- Klarna on the fight for ‘top of wallet’ in an AI agentic commerce world
Klarna's CEO, Sebastian Siemiatkowski, asserts that brand loyalty remains strong despite the rise of AI-driven shopping agents, emphasizing Klarna's competitive position in the buy-now-pay-later (BNPL) market with 29 million U.S. users. He highlights the company's diverse payment methods and global reach, suggesting it is well-prepared for future challenges in AI-agentic commerce. Klarna may pursue bank charters in the U.S., similar to fintech peers like PayPal and Revolut.
- I was £15k in debt trying to pay off six credit cards and Klarna and Next accounts on a teacher's salary. Now I've cleared it all by following 7 simple rules you haven't heard before - here's how
A teacher successfully eliminated £15,000 in debt across multiple credit cards and buy-now-pay-later services by implementing seven personal financial rules. The article details a practical debt repayment strategy that transformed their financial situation on a modest teacher's salary.