Louisiana Insurance Commissioner

Louisiana Insurance Commissioner Tim Temple issued Emergency Rule 50 to temporarily delay insurance deadlines for residents in seven parishes affected by Tropical Storm Arthur.

Homeowners in Louisiana face higher insurance deductibles for tornado damage linked to Tropical Storm Arthur, despite the storm making landfall in Texas. The Louisiana Insurance Commissioner explained that named storm deductibles apply regardless of landfall location, with deductibles ranging from 2% to 5% of coverage. The National Flood Insurance Program does not impose such deductibles.