Dossier
Northwestern Mutual
Coverage of Northwestern Mutual in the Nexus archive.
- Vanguard’s alarming state of retirement in 2026: The average American has $167,970 in their account—or they have $44,115
Vanguard's 2026 report shows the average 401(k) balance is $167,970, but the median is $44,115, insufficient for retirement. Hardship withdrawals increased to 6% of participants, highlighting inequality and systemic issues in retirement savings. Plan design, not individual choices, determines savings outcomes.