Small and Medium Enterprises (SMEs)
Coverage of Small and Medium Enterprises (SMEs) in the Nexus archive.
- Cutting out the middleman
Pakistan's federal government relies heavily on commercial banks for domestic debt, with banks holding 79% of marketable instruments worth Rs46.6 trillion. This concentration harms credit activity, with banks' advances-to-deposits ratio below 40% and SME loans at 10% of private-sector loans. A shift to retail investors could save Rs80 billion annually by reducing borrowing costs.
- The Ukrainian Exception: Why the ‘Corruption Narrative’ Misses Europe’s Most Innovative Transformation
Ukraine is undergoing a transformative shift marked by digital governance, resilient small and medium enterprises (SMEs), and a growing emphasis on mental health. These developments position the country as a testing ground for innovative European models of resilience, moving beyond the dominant narratives of war and corruption.